Almost every adult in the UK has some sort of debt. Whether it be an overdraft, credit card, loan, car finance, mortgage, or even a student loan, most of us owe money to somebody else. Whilst most people are able to manage their debts quite well and ensure that they have enough money to make repayments each month, others can sometimes get into a bit of trouble when it comes to the amount that they owe. Running into trouble with debts can often be more common than you think, as changes to a lifestyle, for example losing a job, taking a pay-cut, or working part-time instead of full-time can all make it difficul…
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