How to check your credit rating, what is your personal credit score and what is the credit rating scale?

LAST month credit reference agency Equifax was the victim of a major cyber-attack which saw the personal details of thousands of customers stolen.

But what are the credit reference agencies, what information do they hold and what does your credit rating ACTUALLY mean?

Your credit report is vital if you're going to get the best rates on loans and credit cards — Your credit report is vital if you’re going to get the best rates on loans and credit cards

What are the Credit Reference Agencies?

In the UK there are three main Credit Reference Agencies:

Experian
Equifax
Callcredit

All three firms hold data on your financial history.

These details include your bank accounts, any credit cards or loans you have and the debt associated with them, any late payments you’ve made, any County Court Judgements (CCJs) made against y…

Read the full article at: https://www.thesun.co.uk/money/4594983/how-to-check-your-credit-rating-what-is-your-personal-credit-score-and-what-is-the-credit-rating-scale/

How to check your credit rating, what is your personal credit score and what is the credit rating scale? – The Sun

What are the Credit Reference Agencies?

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