Its that time of the year when we all splash our cash to celebrate Christmas and New Year.
Its not uncommon for people to spend more than they originally planned, with the shopping season continuing through the Boxing Day sales and beyond.
But many can end up with thousands of pounds of debt.
Citizens Advice Newcastle says people turn to them for help every year after the Christmas period is over, struggling with unmanageable debts.
In the first three months of 2017, they gave advice to 629 clients with finance problems.
(Image: PA)
There was a 50% increase in people seeking advice on Pay Day Loan debt and a stark rise of 76% in the number of people with credit card debt when comparing December 2016 and January …
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