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Charities helping people in debt have said they are bracing themselves for their busiest year as people begin receiving their post-Christmas credit card and store card bills.
Blue Monday, as it is known to debt advisors, traditionally sees a rise in the number of people asking for help.
Community Money Advice runs a network across Wales which managed £3m of debt in 2017.
Eight volunteer advisors help at the Antioch Church, Colwyn Bay.
“It’s a big step for people to come through the doors,” Alan Edwards, who leads the group, said.
“A lot of people come to us and say ‘I’m sorry, I can’t cope…
Read the full article at: http://www.bbc.com/news/uk-wales-42682991