SAN JOSE, Calif., Jan. 5, 2021 /PRNewswire/ –So, you spent more money during the holidays than you planned. And not only did you overspend, you used credit cards or personal loans to finance the purchases. What follows is tips on what you can do to help pay down extra holiday debt this year, from myFICO.
For more loan and credit education, visit myFICO’s blog at https://www.myfico.com/credit-education/blog
As January rolls around, you may start to regret the extra debt you took on at the end of last year, yet feelings of buyer’s remorse won’t solve financial and credit problems. What you need is a plan to deal with the debt. Here are three strategies that might help you.
1. The Debt Snowball or Avalanche Method
The debt snowball and …
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