If glitzy ads and the scent of evergreens entice you to choose debt when you mean to choose joy, your holiday may already be haunted by the Ghost of Christmas Yet to Come.
Twenty-eight percent of shoppers who used credit cards to pay for last years holidays are still paying for them. Think about how long youre willing to pay for a moment of delight before whipping out the plastic.
Bob Sullivan, author of Gotcha Capitalism, says paying off gifts over two or three months is not the end of the world. But giving up entirely on your budget is a mistake, says Sullivan, who likens it to overindulging at the table. A couple of excesses can be undone in January. Abandoning all restraint could take…
Read the full article at: https://www.13newsnow.com/mobile/article/money/nerdwallet/5-smart-ways-to-use-and-repay-holiday-debt/606-9d776e67-133b-4a55-b420-2dc4b99c7919