Maintaining a budget is one of the keys to avoiding debt, but during the holidays, it may be more challenging to stick to it. With the purchase of gifts, fancy dinners and decorations, it can be nearly impossible to make it through the season without incurring a little credit card debt.
In fact, about 15% of Americans are still paying off their holiday debt from 2017. If your credit card balance is more than you anticipated, here are some of the best ways to pay it off.
Make a Budget
Budgeting helps you understand the amount of money you have coming in and going out. If you dont already have a budget, now would be a great time to develop one. Youll want to start with your adjusted gross income (AGI); its a common mistake to overinflate y…
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