If you’re buried in credit card debt and can’t make your payments, you may have wondered if you should tap a credit counseling service. And you may well need one.
But what you may not realize is that these days, credit counseling services do far more than help consumers with credit card bills. In recent years, the scope of their offering has expanded and evolved. If you have a money problem, chances are, a credit counseling service can help you.
[See: What to Do If You’ve Fallen (Way) Behind on Your Credit Card Payments.]
That doesn’t mean you should drop everything and seek one out automatically. While credit counseling services are nonprofits, they do charge money for many of their offerings, although your first intr…
Read the full article at: http://money.usnews.com/money/personal-finance/articles/2016-06-03/beyond-debt-3-other-ways-credit-counselors-can-help-consumers