Thousands of Scots are falling into debt just to keep a roof over their heads, the heat on and food on the table.
Debt charities say the number of people seeking help has doubled, with families getting into the red simply to cover basic needs.
Today, we are launching a campaign that will reassure people there is a way to pay back what they owe and keep their head above water.
We will guide readers towards trained advisers who will can offer guidance, stop creditors demands and find a way to repay debts over a reasonable time.
The proportion of people with debts on priority bills, such as council tax and mortgages, is alarming, say the charity StepChange.
In 2016, they advised 8287 people on how to tackle their debts, almost double the 2…
Read the full article at: http://www.dailyrecord.co.uk/news/debt-arrangement-scheme-how-thousands-10002593