In this series, NerdWallet interviews people who have triumphed over debt using a combination of commitment, budgeting and smart financial choices. Responses have been edited for length and clarity.
Six years ago, Cara and Jesse Nuno could not imagine a debt-free life.
The Minnesota couple met at an unemployment office in 2010 and married a year later. But as they started a new chapter together, both carried burdens of debt from their past lives.
Cara, 53, was a single mother of two with a disability that prevents her from working full time. She fell behind on credit card and car loan payments and tried unsuccessfully to negotiate lower payments with her creditors.
Jesse, 65, was laid off during the financial crisis and fe…
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