For 36-year-old Nyajuok Mangongo, 2020 has been a surprisingly good year. The nurse and single mother of three was able to pay off five-figure debt thanks in part to the pandemic. But it was a hard fought road.
In early 2019, she was recently divorced, battling post-traumatic stress disorder and facing $87,000 in credit card debt and a car payment. In the summer of that year, she joined the Wounded Warrior program to address her PTSD and help her transition out of the army where she had served since 2009, including being deployed in Afghanistan.
Still even with the support of Wounded Warriors, Mangongo was overwhelmed by her debt. In September 2019, she decided to enroll in a Dave Ramsey class being held at her local church in San Ant…
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