You had a great Christmas. You enjoyed picking the best gifts for the people you love, you ate and drank well, and you caught up with friends and family you havent seen for ages.
But somewhere between the Christmas day nap and sales browsing came the creeping realisation that your finances are about as healthy as your liver right now.
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Read the full article at: https://www.independent.co.uk/money/spend-save/christmas-debt-how-to-pay-off-interest-rates-savings-guide-tips-a8701566.html