If the outstanding balance on your credit card has ballooned to uncomfortable heights, its time to change your habits and start paying that debt off.
More than half of all Americans are currently arent managing to pay their credit card bills in full each month, J.D. Power found recently, helping explain why we now owe a record $1 trillion in credit card debt.
Paying off your cards in full each month can be challengingespecially once youve started racking up debtsbut adopting one or more of the following strategies, from requesting a lower interest rate to getting a balance-transfer card, will help.
Youll also save yourself some interest, and a few headaches in the process.
1. Stop using your credit cards
Credit cardsrelentlessly marketed and…
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