By Gareth Latimer, director of recovery and restructuring, Grant Thornton NI
Published 12/01/2016
January is a long month for most people, both in terms of the dark nights and also financially. For anyone paid monthly, your December salary arrives (and is usually spent) before Christmas Day – then you have to wait six weeks before January’s salary is paid.
Given the hype that now surrounds Black Friday, Cyber Monday, pre-Christmas sales and then the traditional Boxing Day queues, there is always a temptation to over-spend at Christmas.
This can be on buying the latest ‘must hav…
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