he Trump administrations efforts to dismantle the Affordable Care Act are making health insurance less affordable and less accessible, and will almost certainly increase the number of Americans struggling with medical debt. State policymakers can and should act now to protect consumers from crushing medical debt and aggressive debt collection practices.
Medical debt accrues when a patient must pay for care that isnt covered by insurance or is only partly covered. It is one of the most common types of consumer debt. A Consumer Financial Protection Bureau study found that 20 percent of Americans have at least one medical debt collection item in their credit reports, and more than half of collection items on credit reports are for medic…
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