Megan and Creagh never thought theyd be in the position of being in $91,000 worth of debt.
But fast forward a year, now the most incredible part wasnt that the debt existed, it was that they managed to pay it off in less than 12 months and save for a house deposit at the same time.
The couple,whove been married for 18 months, reversed their fortunes in a way they didnt think they could so quickly.
Megan, 32, an administration assistant, and Creagh, 33, a warehouse manager, never intended to accrue such a large amount of personal debt.
But, as with many couples simply wanting a modern lifestyle, their desires came at a cost.
Megan spoke to Mamamiato explain their incredible story.