Distraught Julia Horton is deep in debt, owing money to a load of banks and store cards.
Since April 2020 she has been paying 162 a month to a firm called Clear Start Accountants to supposedly deal with her money woes.
Her creditors get 122 of the monthly payments while Clear Start keeps 40, and Julia is struggling to see what the company does to justify the fee.
“I thought they would deal with my creditors but I’ve had to do it,” said 51-year-old Julia from Cardiff.
“I’ve tried to leave Clear Start but they won’t let me, they say it’s a breach of contract after the work they’ve done but I don’t really know what they’ve done, I’ve no idea if they even contacted my lenders.
“I could be doing this for the next 20 years, paying Clea…
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