Nearly 40 percent of U.S. adults carry credit card debt from month-to-month, according to the 2017 Financial Literacy Survey conducted on behalf of the National Foundation for Credit Counseling.
For many Americans, breaking the cycle of relying on credit cards can feel impossible. However, there is a way to get lower interest rates and monthly payments without paying massive up-front fees.
Four years ago, Lenora Edwards was living under a mountain of debt.
“I was $126,000 in debt in credit …
Read the full article at: http://cbsaustin.com/news/local/pay-off-debt-in-5-years-or-less-with-help-from-non-profit-counseling