Millions of Australians with substantial debt hangovers have been scrambling to start the year with better financial habits and pay off their debt. But changing habits is hard.
Setting realistic targets and getting more creative about budgeting means youre more likely to make those money-saving resolutions stick says the budgeting app WeMoneys founder, Dan Jovevski.
Whether its getting rid of debt, saving for a house deposit, or simply making ends meet in our current cost of living crisis, everyone can improve their finan…
Read the full article at: https://www.smh.com.au/money/planning-and-budgeting/snowball-or-avalanche-how-to-pay-back-those-stubborn-debts-20240326-p5ffb7.html