Debt is not something anyone dreams of accumulating, but accumulate we do because we are creatures of desire. While the best option to avoiding debt is to simply tamper your hunger for anything new and shiny, it can sometimes creep up on us through no fault of our own. This can occur from not receiving your paycheck in time and being unable to pay utilities, having your car break down unexpectedly, or medical bills, etc. When this happens, it can put a real dent in your finances, and in the worse case scenarios, it will impact your credit score, further causing your situation to spiral out of control. Fortunately, some companies specialize in assisting those who have fallen on rough times, but before you jump onto Google and choose the f…
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