If youre carrying a large amount of high-interest credit-card debt, you should consider a peer-to-peer loan for one simple reason: It can save you lots of money.
Peer-to-peer loans wont fix the core issue that draws people into credit-card debt spirals, which boils down to spending more than they have or can repay, leading to growing debt balances and costly interest.
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Read the full article at: http://www.marketwatch.com/story/drowning-in-credit-card-debt-heres-an-idea-2016-05-11