This article appears in the April edition of the Financial Post Magazine. Visit the iTunes store to download the iPad edition of this months issue.
To say Canadians have been on a major spending bender would be an understatement. Our consumer debt-to-income ratio continues to hit record rates quarter after quarter, and were now outspending all the other G7 countries. If the latest predictions from the parliamentary budget watchdog hold true, well hit our highest household debt level since 1990 later this year. Consumer …
Read the full article at: http://business.financialpost.com/financial-post-magazine/how-to-get-out-of-debt-now-before-canadas-spending-bender-comes-home-to-roost

Changing how people think about the money they save is one of the central tenets of a movement that is based on behavioral finance.