If you’re feeling the weight of debt, remember, there is hope. The finest debt relief companies are here to help you steer clear of bankruptcy, move out of debt swiftly, and settle for amounts lower than what you owe. Choosing the perfect debt relief company can feel overwhelming. Whether you need a company specializing in…
This past fall, with student loan payments set to resume after the pandemic pause, dread was setting in. My pre-pandemic monthly payments had been a crippling burden that made saving money impossible; the pause was a lifeline that had allowed me to pursue a graduate degree and open my first-ever savings account. For more than…
If you’re facing a mountain of past-due notices and are considering debt relief, make sure you know what you should and shouldn’t do first. Getty Images Dealing with debt can be a challenging and overwhelming experience no matter how much you owe. Whether it’s credit card balances, student loans or medical bills, the burden of…
Superdry (Getty) Superdry has drafted in advisors to help explore its debt-raising options, following a profit-warning posted last month by the firm. The ailing British retailer is said to be in talks with big four firm PwC, according to reports in Sky News Mark Kleinman, This comes just one month after it posted a 13…
If you are a homeowner who has built up debt over Christmas then read on, as mortgage broker, Sarah Tinkler, has some helpful advice on how to manage your finances The beginning of a new year is always a good time to start afresh and reflect on any changes you may want to make and…
Key takeaways While debt relief solutions may be helpful when organizing and paying down debt, they can easily result in credit or financial damage. The most common forms of debt relief are debt consolidation, debt settlement and bankruptcy. To decide which debt relief option is best, evaluate how itll impact your credit score and long-term…
Because of high costs, some high school graduates have opted to delay, drop out of or forgo attending college altogether to avoid student debt that could hang over them for decades. When Alex, my elder child, who identifies as nonbinary, was ready to apply for college in 2022, I felt ill-equipped to help them navigate…
Debt Consolidation Loan vs. Balance Transfer at a Glance This table provides a quick look at some of the key differences between debt consolidation loans and balance transfers, helping you choose the right strategy for your unique financial situation. What Are Debt Consolidation Loans? Debt consolidation loans are personal loans used to help people manage…
Taking steps to pay off your debt can have a big (and positive) impact on your overall financial health. Getty Images/iStockphoto Debt can be a significant burden on your financial well-being. After all, being in debt especially when it comes to high-interest credit card debt can have a big impact on various aspects of your…
David, 33, and Halima, 37, have nearly $520,000 in debt. But, “I actually feel like I’m rich,” David told self-made millionaire Ramit Sethi on his “I Will Teach You to be Rich” podcast in December. Their last names were not used. The couple earns a combined $192,528 a year and the mortgage on their New…