Personal loan or repayment plan? How best to lower credit card debt – USA TODAY

CLOSE Americans credit card debt has just hit a disturbing record of $1.02 trillion according to the federal reserve. Buzz60 How do you navigate one of the tricker money issues: aggressively paying down credit card debt, or aggressively saving for retirement?(Photo: Getty Images/iStockphoto) Question: Im 64. My credit score is about 656. For different reasons…